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How to Play
Baccarat

Outline

The aim of baccarat is to correctly guess if the players hand (your hand) or the dealers hand will be the closest to 9 or will end in a tie.

How to play

First you have to place your bet on wether you think the next game will be a player win, dealer win or a tie game. Once you have placed your bet you are both dealt 2 cards. The value of 10 and face cards ( J,Q,K ) = 0, and aces = 1.

The largest hand value in baccarat is 9. If the card totals add up to more than 9 then only the last digit of the card totals count. i.e 7+6=13 so hand total = 3.

Hand Hand Value
9 + 7 = 16
6
5 + 5 + 5 = 15
5
10 + 9 = 9
'natural' 9

Third Card Rule

After the first 2 cards have been dealt to both the player and the dealer a third additional card may dealt subject to the third card rule. No player will receive more than a total hand of 3 cards. If both the players hand and the dealers hand equal the same the hand is declared a tie. The table below shows the actions taken for the player depending on the hand value of the 2 dealt cards.

Players Hand Players Action
0-5
player draws 3rd card
6-7
player stands
8-9
player & dealer stands

After the player's hand has acted on the third card rule ( if necessary ) the dealer will follow the following rules to decide if they receive a third card.

Dealers hand Dealers action
0-2
dealer draws 3rd card
3-6
3rd card to players card determines action
7
dealer must stand

 

When the dealers hand totals between 3-6 the following will decide the third card rule.

Dealers hand Banker's hand draws when Player's third card is: Banker's hand does not draw when Player's third card is:
3
1-2-3-4-5-6-7-9
8
4
2-3-4-5-6-7
0,1,8,9
5
4-5-6-7
0-1-2-3-8-9
6
6-7
0-1-2-3-4-5-8-9
7
Dealer's hand must stand
Dealer's hand must stand
8-9
"Natural" - Dealer stands
"Natural" - Dealer stands

 

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